Clear records
Bills, EOBs, receipts, payment proof, estimates, provider messages, and notes should be easier to connect and review.
Founder-led, built around a real paperwork problem
Unlock HSA exists to make HSA recordkeeping less scattered and more organized. The product focuses on connecting estimates, provider messages, bills, EOBs (Explanation of Benefits), payment proof, and notes into a clearer household record.
Why this exists
HSA-eligible medical expense records often live across provider portals, insurer portals, inboxes, payment receipts, paper statements, and household notes. Unlock HSA is designed around the practical job of bringing those pieces into one organized record so households can review what happened and preserve evidence for future reimbursement planning.
Unlock HSA is operated by Med Bill Clarity LLC.
Operating principles
Built for clarity and user control
User-controlled uploads
Households should be able to decide what they upload, what they organize, and what they export.
Privacy-conscious design
Sensitive paperwork deserves cautious defaults, practical security controls, and clear explanations about how records are used.
No automatic reimbursement submissions
Unlock HSA helps organize evidence. It does not submit reimbursements automatically or act as an HSA custodian.
No tax or legal advice
The product supports recordkeeping and review. Users remain responsible for eligibility, tax positions, and advisor consultation.
Want to see the workflow?
Review the product tour, compare household pricing, or start with the 30-day trial using the current account creation path.